What business owners ask before applying — answered without the fine-print runaround.
No. Checking your options uses a soft inquiry only, which has zero impact on your score. A hard pull would only ever happen later in the process with a specific lender — and you'd be told before it does.
Rates vary by product, revenue, and credit profile — that's why we structure options around your business instead of quoting one number up front. Your advisor presents every option with the total cost spelled out so you can compare apples to apples.
Most approved businesses are funded within 24–48 hours of completing their application. Timing can vary based on the lender, the product, and how quickly documents come in.
It depends on the structure you choose. Some options are traditional loans (term loans, SBA, equipment financing); others, like revenue-based financing, are advances against future sales. Your advisor explains exactly how each option works before you commit to anything.
No. Because we underwrite primarily on business revenue, there are real options across a broad range of credit profiles — including owners that traditional banks have turned down.
Funding ranges from $10K up to $5M depending on your monthly revenue, time in business, and the product. Your options come back with specific amounts after the quick application.
There are no application or advisory fees to explore your options with Velo. The only cost is the funding you choose to accept, and your advisor spells that out in full — in plain numbers — before you commit to anything.
Many of our partner products allow early payoff, and some include early-payoff discounts. Terms vary by lender, so your advisor will flag the prepayment treatment of each option before you sign.
Exploring your options with Velo carries no application or advisory fees. You only ever deal with the cost of the funding you decide to move forward with — and your advisor walks you through every number before you sign, so there's nothing buried in the fine print.
Call, email, or just start the application — your advisor will walk you through everything.
Contact us →Velo Capital Funding is not a direct lender in all cases and may connect businesses with third-party funding providers.
All funding is subject to approval. Terms, rates, and eligibility vary by lender and applicant qualifications.
Not all applicants will qualify. Time to receive funds may vary based on lender requirements and business documentation.
This is not an offer or commitment to lend. No guarantee of funding.