From first click to capital in your account — here's the full picture of what happens at every stage, and how long each part takes.
Answer a few questions about your business — funding amount, entity type, revenue, industry. No tax returns, no business plan, no lengthy paperwork upfront. The whole application takes about five minutes.
Your dedicated advisor reviews your profile and comes back with funding options matched to your revenue, goals, and timeline — usually more than one, so you can compare.
Choose the structure that fits, sign electronically, and the funds move. Most approved businesses see capital in their account within 24–48 hours of approval.
Most applicants already have everything ready. Here's the short list.
Legal name, entity type, time in business, and industry. If you have a business bank account, you're already ahead of the curve.
Typically your last 3–4 months of business bank statements, so lenders can see real revenue instead of relying only on a credit score.
Standard identity verification for the business owner. That's it — no collateral appraisals, no personal financial statements to start.
Instead of applying to banks one at a time and waiting weeks per answer, a single Velo profile is reviewed against multiple funding structures at once. Decisions come back in hours, not weeks.
Your sales performance carries more weight than your credit history, which opens doors banks keep shut.
In most cases the lender compensates us when a deal closes — our matching service comes at no direct cost to you.
One advisor owns your file end to end. Questions get answered by a person who knows your business, not a chatbot queue.
Start your application and see your options — checking never affects your credit score.
Start your application →Velo Capital Funding is not a direct lender in all cases and may connect businesses with third-party funding providers.
All funding is subject to approval. Terms, rates, and eligibility vary by lender and applicant qualifications.
Not all applicants will qualify. Time to receive funds may vary based on lender requirements and business documentation.
This is not an offer or commitment to lend. No guarantee of funding.