Six ways to structure capital

Funding options.

Every product below is available through Velo. Your advisor recommends the best fit for your revenue and goals — you make the final call.

📈

Revenue-based financing

When it's used
When you want capital that moves with your sales performance.
Best for
Businesses with steady monthly revenue that want repayment to flex with cash flow.
Flexible repaymentFast approval
🔄

Business lines of credit

When it's used
For ongoing access to funds whenever needs come up.
Best for
Companies that want revolving capital on standby for variable expenses.
Draw as neededPay for what you use
🏦

Term loans

When it's used
For larger one-time investments with predictable fixed payments.
Best for
Established businesses funding major purchases or expansion projects.
Fixed paymentsLarger amounts
🚛

Equipment financing

When it's used
When acquiring machinery, vehicles, or technology.
Best for
Businesses buying or leasing specific equipment, with the asset itself as collateral.
Asset-backedBuy or lease
🏠

Home Equity Line of Credit

When it's used
To tap the equity in property for flexible, lower-cost capital.
Best for
Owners with real estate equity who want larger amounts at competitive rates.
7–15% interestDraw as needed
🏛️

SBA loans

When it's used
For long-term growth backed by government-guaranteed financing.
Best for
Established businesses after lower rates and longer repayment terms.
Lower ratesLonger terms
Not sure which fits?

You don't have to choose alone.

Tell us about your business and your advisor will map your revenue, timeline, and goals to the right structure — and explain the trade-offs of each option in plain English before you commit to anything.

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Funding structures
$0
Minimum funding
$0
Maximum funding
24–48h
Funding timeline

See which options you qualify for.

One quick application, every product on this page. No impact to your credit score.

Check your funding options →
No obligation. Checking options does not affect your credit score.

Compliance & Disclosures

Velo Capital Funding is not a direct lender in all cases and may connect businesses with third-party funding providers.

All funding is subject to approval. Terms, rates, and eligibility vary by lender and applicant qualifications.

Not all applicants will qualify. Time to receive funds may vary based on lender requirements and business documentation.

This is not an offer or commitment to lend. No guarantee of funding.