Approvals in 24–48 hours

Funding built for serious business growth.

Access up to $5M in capital structured around your actual cash flow — not a bank's one-size-fits-all checklist. Trusted by 10,000+ businesses across the U.S.

No impact to credit score 24–48 hour approvals $10K–$5M in funding
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Max funding
Velo by the numbers
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Funded to businesses
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Businesses served
24–48h
Funding timeline
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Start your application
Soft pull only — checking options never touches your credit.
How it works

A simpler path to capital.

Three steps stand between you and funding — none of them involve weeks of waiting or a filing cabinet of paperwork.

Step 1

Submit your profile

Share basic business details through a short application. No lengthy paperwork upfront.

⏱ ~5 minutes
Step 2

We structure your options

We structure funding solutions aligned to your revenue and goals.

⏱ Same business day
Step 3

Receive capital

Pick the structure that fits. Most approved businesses are funded within 24–48 hours.

⏱ 24–48 hours
See the full process →
$0
Total funded
0
Businesses served
24–48h
Funding timeline
0
Lending partners
Funding options

Financing solutions tailored to your business.

Six ways to structure your capital. We recommend the fit — you make the call.

📈

Revenue-based financing

Best for
Businesses with steady monthly revenue that want repayment to flex with cash flow.
🔄

Business lines of credit

Best for
Companies that want revolving capital on standby for variable expenses.
🏦

Term loans

Best for
Established businesses funding major purchases or expansion projects.
🚛

Equipment financing

Best for
Businesses buying or leasing machinery, vehicles, or technology.
🏠

Home Equity Line of Credit

Best for
Owners with real estate equity who want larger amounts at 7–15% interest.
🏛️

SBA loans

Best for
Established businesses after lower rates and longer repayment terms.
Compare all options →
Why Velo Capital

Built on transparency. Backed by real results.

Multiple options, not one product

Most funders push the single product they sell. We structure multiple options and let you compare — so the deal fits your business, not the other way around.

Higher approval flexibility

Far more flexible than traditional banks, with real options across a wide range of credit profiles.

Fast decision cycles

Quick answers without cutting corners — thorough diligence on every file, delivered in hours instead of weeks.

Dedicated funding advisors

A real person owns your file from application to funding. No automated approval systems.

Client stories

What our clients say.

★★★★★

"Fast, professional, and they delivered exactly what they said they would. Couldn't be happier."

$150,000 fundedRestaurant Owner
★★★★★

"They got my fleet expanded after the banks all said no. Straightforward process, quick turnaround."

$250,000 fundedTrucking Company
★★★★★

"I was skeptical going in, but they walked me through every step and had me funded in 48 hours."

$75,000 fundedRetail Store Owner
★★★★★

"Incredibly responsive team. They found a structure that actually matched our cash flow."

$500,000 fundedConstruction Business
★★★★★

"I've used other funding companies before. Velo made the whole thing seamless. Highly recommend."

$125,000 fundedMedical Practice
★★★★★

"They understood our seasonality and built a deal around it. True professionals."

$200,000 fundedLandscaping Company

Ready to explore your funding options?

Join thousands of business owners who've secured capital through our platform.

Check your funding options →
No obligation. Checking options does not affect your credit score.

Compliance & Disclosures

Velo Capital Funding is not a direct lender in all cases and may connect businesses with third-party funding providers.

All funding is subject to approval. Terms, rates, and eligibility vary by lender and applicant qualifications.

Not all applicants will qualify. Time to receive funds may vary based on lender requirements and business documentation.

This is not an offer or commitment to lend. No guarantee of funding.