IndustriesE-commerce
Capital for E-Commerce Brands to Buy Inventory Before Demand Hits
Fund inventory runs, ad spend and fulfillment, based on your sales history.
Use of funds
How E-Commerce Brands Use Working Capital
E-commerce brands pay for inventory, ads and fulfillment long before customers pay them. Working capital can help you place the order or fund the campaign while there's still time for it to matter.
Inventory Purchase Orders
Ad Spend for a Launch
3PL and Fulfillment Deposits
New Product Lines
Packaging and Photography
Any Other Business Purpose
Your business
What We Understand About Your Business
Cash Tied Up in Inventory
You pay suppliers long before customers pay you.
Launch Timing
Ad spend has to land before demand peaks.
Fast Growth
Success can outrun cash flow.
Questions, Answered
Same-day business funding is fast working capital for businesses with steady revenue. We shop your request across a wide range of funders and walk you through their offers. Funders typically structure it as a purchase of a portion of your future receivables rather than a loan: the funder pays you upfront and receives an agreed percentage of your receivables as you collect them, without charging interest. Funding is subject to approval and timing varies: funds can arrive as soon as same day after approval and signing.
The cost is set by the funder you choose: it's the difference between what you receive and the total receivables sold, plus any fees in the funder's agreement. It depends on your business and the funder, so we don't publish rates. Because we work with a wide range of funders, we can compare offers with you; the cost is fixed when you sign and shown in writing, with the disclosure your state requires, before you commit. It usually costs more than a bank or SBA loan.
Usually your last 4 months of business bank statements, a government ID and a voided business check. Your advisor will tell you if anything else is needed.
Yes, e-commerce brands are welcome to apply. We look at your deposits over time and how your business runs to match you with the right lenders and funders, and your advisor can talk through timing around your busy and slow periods. Not every business qualifies.