IndustriesAuto
Funding for Auto Shops and Dealers That Keeps Every Bay Busy
Diagnostic equipment, parts inventory, facility upgrades and technician payroll.
Use of funds
How Shops and Dealers Use Working Capital
Auto repair shops and dealers need parts on the shelf, modern diagnostic equipment in the bay and good technicians on payroll. All of it costs money before the work is paid.
Diagnostic Equipment and Lifts
Parts Inventory
Facility Upgrades
Technician Payroll
Marketing and Reviews
Any Other Business Purpose
Your business
What We Understand About Your Business
Tools of the Trade
Modern diagnostics are expensive and essential.
Parts on Hand
Stocked parts mean faster turnarounds.
Staffing
Good techs are hard to find and worth keeping.
Questions, Answered
Same-day business funding is fast working capital for businesses with steady revenue. We shop your request across a wide range of funders and walk you through their offers. Funders typically structure it as a purchase of a portion of your future receivables rather than a loan: the funder pays you upfront and receives an agreed percentage of your receivables as you collect them, without charging interest. Funding is subject to approval and timing varies: funds can arrive as soon as same day after approval and signing.
The cost is set by the funder you choose: it's the difference between what you receive and the total receivables sold, plus any fees in the funder's agreement. It depends on your business and the funder, so we don't publish rates. Because we work with a wide range of funders, we can compare offers with you; the cost is fixed when you sign and shown in writing, with the disclosure your state requires, before you commit. It usually costs more than a bank or SBA loan.
Usually your last 4 months of business bank statements, a government ID and a voided business check. Your advisor will tell you if anything else is needed.
Yes, auto repair shops and dealers are welcome to apply. We look at your deposits over time and how your business runs to match you with the right lenders and funders, and your advisor can talk through timing around your busy and slow periods. Not every business qualifies.