IndustriesMedical & dental
Funding for Medical and Dental Practices While Reimbursements Catch Up
Bridge slow insurance payments, upgrade equipment or expand your practice.
Use of funds
How Practice Owners Use Working Capital
Medical and dental practices often wait weeks for insurance reimbursements while rent, staff and supplies are due now. When we review a practice, we look at deposits over time, the mix of insurance and patient payments, and what the funds are for.
Bridging Insurance Reimbursement Delays
New Imaging or Treatment Equipment
Build-Out and Expansion
Hiring Clinical Staff
Practice Software and Systems
Any Other Business Purpose
Your business
What We Understand About Your Business
Reimbursement Lag
Insurance payments can take weeks.
Equipment Cycles
Imaging and chairs need upgrades on their own schedule.
Growth
A new operatory or location starts long before the first patient.
Questions, Answered
Same-day business funding is fast working capital for businesses with steady revenue. We shop your request across a wide range of funders and walk you through their offers. Funders typically structure it as a purchase of a portion of your future receivables rather than a loan: the funder pays you upfront and receives an agreed percentage of your receivables as you collect them, without charging interest. Funding is subject to approval and timing varies: funds can arrive as soon as same day after approval and signing.
The cost is set by the funder you choose: it's the difference between what you receive and the total receivables sold, plus any fees in the funder's agreement. It depends on your business and the funder, so we don't publish rates. Because we work with a wide range of funders, we can compare offers with you; the cost is fixed when you sign and shown in writing, with the disclosure your state requires, before you commit. It usually costs more than a bank or SBA loan.
Usually your last 4 months of business bank statements, a government ID and a voided business check. Your advisor will tell you if anything else is needed.
Yes, medical and dental practices are welcome to apply. We look at your deposits over time and how your business runs to match you with the right lenders and funders, and your advisor can talk through timing around your busy and slow periods. Not every business qualifies.