IndustriesBeauty & wellness
Working Capital for Salons and Spas to Grow Your Book
Renovations, new chairs, product inventory and marketing for salons, spas, barbershops and studios.
Use of funds
How Salon and Spa Owners Use Working Capital
Salons, spas, barbershops and studios grow one chair, one room and one hire at a time. A great space costs money before it earns any, and marketing has to run before the book fills.
Renovation and Build-Out
New Chairs and Equipment
Product Inventory
Hiring Stylists and Therapists
Booking Software and Marketing
Any Other Business Purpose
Your business
What We Understand About Your Business
Build-Outs
A great space costs money up front.
Retail Product
Inventory sells, but it has to be bought first.
Team Growth
Adding chairs means adding people.
Questions, Answered
Same-day business funding is fast working capital for businesses with steady revenue. We shop your request across a wide range of funders and walk you through their offers. Funders typically structure it as a purchase of a portion of your future receivables rather than a loan: the funder pays you upfront and receives an agreed percentage of your receivables as you collect them, without charging interest. Funding is subject to approval and timing varies: funds can arrive as soon as same day after approval and signing.
The cost is set by the funder you choose: it's the difference between what you receive and the total receivables sold, plus any fees in the funder's agreement. It depends on your business and the funder, so we don't publish rates. Because we work with a wide range of funders, we can compare offers with you; the cost is fixed when you sign and shown in writing, with the disclosure your state requires, before you commit. It usually costs more than a bank or SBA loan.
Usually your last 4 months of business bank statements, a government ID and a voided business check. Your advisor will tell you if anything else is needed.
Yes, salons, spas, barbershops and studios are welcome to apply. We look at your deposits over time and how your business runs to match you with the right lenders and funders, and your advisor can talk through timing around your busy and slow periods. Not every business qualifies.